Worker’s compensation insurance, commonly called worker’s comp, is an important type of insurance for every business with employees. Even if you have only one employee, having this type of insurance is best. This kind of insurance policy can save a business from enormous costs. Call us at AS Insurance Agency in Manchester, NH to learn more about worker’s comp insurance.
Coverage for Your Company’s Liability
Worker’s comp policies are liability coverage that pays for the many costs that are due after an employee gets sick or injured at work. Whether it’s an accident of some kind or the employee developed a work-related sickness, the costs can be high. Paying these costs on your business’s behalf protects your business from having to pay expensive bills. These can include lost wages on the part of the employee, legal expenses related to the accident or illness, medical bills, and ongoing therapy for the problem. All of these can cost enough to bankrupt a small business without insurance to pay them.
How Employees Benefit
A worker’s comp policy benefits not just your business but also your employees. When you have this insurance in place, an employee doesn’t have to worry about what will happen if injured on the job because they know it will be taken care of. They won’t have to worry about the business going out of business because of the costs and being left holding the medical bills.
Get Worker’s Comp Insurance
When you want to protect your business and your employees against the high costs of accidents and illnesses, you need a worker’s comp policy. Call us at AS Insurance Agency in Manchester, NH, to learn more and get started.