Your renters’ insurance may offer protection that will cover costs that your pet is responsible for. Learn about the liability expenses that your policy may handle. Contact an AS Insurance Agency representative serving Manchester, NH to update your renters’ insurance policy.
Property Damage
You are liable for all damages that your pet is responsible for while you are an active tenant. Damage may include holes in walls, torn carpeting, chew marks, and stains.
If your renters’ insurance policy includes property damage coverage, the damage that your pet is responsible for will be covered by your policy.
Before you move into a rental, it is a good idea to conduct a thorough inspection of the place. Any existing damage should be documented. Recording this information will prevent you from being held liable for damage that your pet isn’t responsible for.
Bodily Injury
You are responsible for monitoring your pet at all times. If your pet causes an injury, it should be reported to a local authority. Since a legal matter could result from an injury claim, there will be legal fees to consider.
Having renter’s insurance could alleviate some of the costs that are incurred. The pet liability protection that a policy provides could pay for legal fees and medical bills that are a result of an injury that your pet caused.
Restrictions
There may be some restrictions that will prevent a pet owner from receiving coverage for their animal. If an individual owns a dangerous breed or an exotic pet, they may not be eligible for standard coverage.
Reach Out To Us
Set up an appointment to consult us at AS Insurance Agency in Manchester, NH. We will prepare your renters’ insurance policy for you.
